You work long, hard days, but you never have enough to be secure. Your husband or wife probably works too, and yet you still never get ahead. Now think about this: Your great-grandparents worked hard, and they did get ahead. You work just as hard, but you don't make the same progress.
Was great-grandpa really that much better than you? Not likely. So, how was it that he could get ahead on one income, but you can't?
Take a good look at this graph:
The top line shows how many years of living expenses your great-grandfather would have accumulated as a hard-working young man. The bottom line shows what you can save.
After working for five years, great-gramps had seven years of living expenses in the bank.
Doing the same things, you'd have less than two.
You've probably avoided this comparison , because it makes you feel bad. If so, that was your big mistake, because it was never your fault.
When great-gramps worked hard, he kept the money. There was no income tax and no sales tax. (The government survived anyway.) There was no Social Security tax either, and the streets weren't full of starving old people. Families were able to take care of their own.
In your great-grandparents' day, it was very common for mechanics, carpenters, and shop-owners to make private business loans. Now you shuffle into banks with piles of the most personal documents and beg for loans. (As the banks create your loan money with a keystroke.)
You've Not Only Been Robbed, You've Been Demoralized
Why did this happen? Because Americans accepted a lie: that they were bad people.
Think this through: Your money is taken from you before it can accumulate (think "payroll deductions"), leaving you with barely enough to live a reasonable life. You have nothing left to help those who suffer unjustly – not because you don't work, but because your surplus is continuously skimmed away to Washington.
And then those same politicians have the audacity to call you a bad person for not wanting to help the poor! Not only do they make it almost impossible for you to give, but they insult you for it!
Then of course they spend the money they took from you on armies of government employees who end up delivering a fraction of your money to the poor. (The vast majority of whom are dependent , rather than unable to work.) The rest is eaten up in bureaus, frauds, wars, handouts to foreign dictators, and other forms of crony-capitalist corruption.
Your great-grandparents were proud to help their friends and neighbors. They felt good about themselves, they felt compassion for others, and they were proud to make the world a better place. Being robbed of this heritage is the worst crime of all.
This is the point where people ask, "What do we do about this?" And the answer is simple: Stop playing their game!
The system is rigged and the abusers make the rules. All the news channels are in on the game with them. Everything big is in on the game. You'll never actually reform it, and so long as you stay inside, you'll keep suffering and you'll keep it going.
People have been trying to reform this for a long time, and have accomplished next to nothing.
The only rational choice is to withdraw from the game and to start building something better .
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A book that generates comments like these, from actual readers, might be worth your time:
I just finished reading The Breaking Dawn and found it to be one of the most thought-provoking, amazing books I have ever read… It will be hard to read another book now that I've read this book… I want everyone to read it.
Such a tour de force, so many ideas. And I am amazed at the courage to write such a book, that challenges so many people's conceptions.
There were so many points where it was hard to read, I was so choked up.
Holy moly! I was familiar with most of the themes presented in A Lodging of Wayfaring Men, but I am still trying to wrap my head around the concepts you presented at the end of this one.
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