I find so much wrong with this this, more wrong than right. It tells us that loans are 1st made by banks from deposits WITHOUT mentioning fractional reserves. Bad. It then says that banks pay interest to the FED for loans. Deceptive. They are borrowing, now, and leaving the funds on deposit at the FED. Banks are making MOST of their profits from fees charged plus interest they make from not loaning that money out. The "interest' they pay on the loans they 'borrow' are extremely low, lower that the premium paid for leaving it where it is. The film does not even touch on this and is deceptive therefore. Then there are CDS's which are prime in making the TBTF banks 'profits (and bonuses)'. Bad film. Shame on you.