The New York Times leads with the Treasury Department's decision to allow 10 of the nation's biggest banks to repay the cash they received under the Troubled Asset Relief Program. Some of the biggest names in finance—including JPMorgan Chase, Goldman Sachs, and Morgan Stanley—plan to return a total of $68.3 billion, more than one-quarter of the bailout money the government has given to banks since October. By giving back the money, they will free themselves from a slew of federal restrictions while retaining their ability to rely on a variety of government programs, including issuing debt that is guaranteed by the Federal Deposit Insurance Corp.