The Urban Institute has an interesting 14-page synopsis on Delinquent Debt in America.
By percentage, the number of people in collections is largely concentrated in the South, while amount owed shows no geographic pattern. The Urban Institute uses 2013 credit bureau data from TransUnion to measure how many Americans are reported as at least 30 days late, not including late payment of mortgages. The institute also examines how many Americans have debt in collections and the amount of this debt.
In order to have credit card debt, one first must have credit. However, some without traditional credit show up as delinquent on account of late utility, medical, or other bills.
The key general finding is: Of those with credit files, an astonishing 35% have debt in collections.
Read more at http://globaleconomicanalysis.blogspot.com/2014/07/delinquent-debt-in-america-by-region.html#ccIM6YgTSoO8lKZd.99