In my local paper a letter writer, apparently eager to besmirch Ayn Rand – which many have tried in vain – had this to say: "Rand's libertarianism has an underlying philosophy that says that if you are not particularly smart, ambitious, disciplined or wealthy, and you become homeless, hungry, financially ruined and suffer from premature illness or death, then that is entirely your fault." (April 25, Local p. 5)
Neither Ayn Rand nor libertarianism says any of this. What they both do say is that if you are in such a state, you by no stretch of the imagination have the authority to deprive others of their resources. You can ask, of course. And surely that is correct.
Even a person in the greatest of need has no warrant for stealing from others. What such a person most definitely is fully justified in doing is to request help from others which, in America especially, millions provide at little urging – just consider the help that they provide when something like Katrina or a tsunami strikes, and all the charitable contributions they send to the casualties of various similar mishaps. They do this far more than citizens of any other country.
Both Rand and libertarians support voluntary aid but oppose, most vigorously and vociferously, confiscating what other people own.