With the increasing theft of children's identities, the Identity Theft Resource Center (ITRC) has issued a call for the Social Security Administration and Department of Justice to create a tool for credit issuers to assess whether a social security number belongs to a minor.
"The credit issuers currently are blind, they have no way of knowing which year the social security number was issued, but even that wouldn't help, because it could have just been issued to a 40-year-old person who just got citizenship," said Linda Foley, co-executive director of the ITRC, founded to help prevent identity theft and support identity theft victims.
The "Minors 17-10 Database" proposed by the ITRC would contain the name, social security number, and month and year of birth for every child, between birth to the age of 17 years and 10 months. "We don't want to provide information to the thieves, which is why there are limited fields," said Foley. Furthermore, the list's purpose would be very specific: "so a credit reporting agency could tell an agency, such as Chase, that the social security number belongs to a minor," she said. Legally speaking, minors cannot sign contracts, thus any such application would have to be immediately rejected.