"The credit issuers currently are blind, they have no way of knowing
which year the social security number was issued, but even that
wouldn't help, because it could have just been issued to a 40-year-old
person who just got citizenship," said Linda Foley, co-executive
director of the ITRC, founded to help prevent identity theft and
support identity theft victims.
The "Minors 17-10 Database" proposed by the ITRC
would contain the name, social security number, and month and year of
birth for every child, between birth to the age of 17 years and 10
months. "We don't want to provide information to the thieves, which is
why there are limited fields," said Foley. Furthermore, the list's
purpose would be very specific: "so a credit reporting agency could
tell an agency, such as Chase, that the social security number belongs
to a minor," she said. Legally speaking, minors cannot sign contracts,
thus any such application would have to be immediately rejected.