I mention this background, to make a point about the tools you may own, and contrast them with the tools that you actually use. A person should acquire tools that are useful, not just own every tool known to man. I will borrow a tool if I need it, but if I need to borrow a tool more than once or twice, I should probably own it.
To me, this is a form of self-reliance. A person should own the things they need. I am all about community and working together, but self-reliance is important for a community. If a neighbor needs a ride to the store, I am happy to help them out. If a neighbor needs a ride to the store every day for a month, they are obviously not self-reliant, they are dependent. A community with a majority of self-reliant people is much stronger than a community with a majority of dependent people. We all have a responsibility to keep from being overly dependent.