Most people have been told the same story their whole lives: get a job, put your money in a 401k, and you will be fine. But what if that advice was never designed to protect you?
Five major rules around the $10,000 bank reporting threshold have been quietly rewritten in the last 24 months -- and almost nobody over the age of 60 has been told.
If you inherited an IRA in 2020 or later, you could be facing a Dec 31 deadline to start taking required minimum distributions from the account, under threat of IRS penalties.
Beginning in 2026, a quiet but profound shift is coming to the retirement system--one that could open the doors for millions of savers to finally hold precious metals within their 401(k) plans.
The losses highlight growing concerns about the pension giant's private equity strategy, which relies heavily on opaque, illiquid investments and leaves taxpayers ultimately on the hook.
America's aging population, combined with shrinking birthrates and falling immigration, mean fewer workers fund Social Security. Here's how this demographic reversal could trigger a retirement meltdown…
President Trump just signed an executive order that changes retirement plans, including 401(k)'s forever. In today's video we're sitting down with arguably the smartest man in the retirement planning space. Mat Sorenson joins us from Directed Ira to
Earlier this year we noted that emergency 401(k) early withdrawals are on the rise - with Empower CEO Ed Murphy telling Bloomberg that withdrawals have been running about 15% to 20% above historical averages.
A range of options to shore up finances for Social Security are being considered, including the possibility of raising the retirement age, as the program edges closer to insolvency.
The order directs the Labor Department to reevaluate guidance around alternative asset investments in retirement plans and clarify the government's position on fiduciary responsibilities.
US President Donald Trump is reportedly set to sign an executive order that could allow American 401(k) retirement plans to invest in alternative assets outside of stocks and bonds, such as cryptocurrencies.
The PBD Podcast dives into California's chaos: riots sparked by ICE raids, Newsom blaming Trump, and evidence of paid agitators. From Craigslist ads to violent protests, uncover the truth behind LA's unrest and the political playbook at work.
Join us as we chat about what's going on at the homestead in March! We're talking about our retirement plans, how we can extend our assets to our neighbors to create more community and security.
While the U.S. has no mandatory retirement age and forcing older workers to retire is, in fact, illegal according to the Age Discrimination in Employment Act, the OECD's Pensions at a Glance report suggests an effective labor market exit age of 65.2
It is long past the time that we face the fact that "Social Security" is facing a retirement crisis. In June 2022, we touched on this issue, discussing the stark realities confronting Social Security.