The moratorium has been in place through much of the pandemic, but it's part of a wave of emergency programs ending even as the Delta variant fuels rising Covid-19 cases in the U.S.

While some states, including California and New York, have their own eviction bans, the expiration of the Centers for Disease Control and Prevention's moratorium has housing advocates worried about a surge in landlords forcing out tenants who have fallen behind on rent.

Congress has allocated nearly $47 billion in assistance but so far states and local jurisdictions have been slow to distribute the funds.

To understand what may happen next, Bloomberg talked to housing expert Ingrid Gould Ellen, a New York University professor who has studied federally funded emergency rental assistance programs during the pandemic.

We've been talking about an eviction crisis since the start of the pandemic, but it hasn't happened yet. Do you think we're poised to see one soon? Why or why not?