It is important to realize Fannie and Freddie are not strapped for cash, they are the holders of homes that are in default on payments. So in effect, the government -- your CONgressman -- is putting a gun to your head, robbing your earnings and passing it to these bad mortgage lenders to delay their inevitable foreclosures and taking back "their" houses. You are missing a bit more of your labor. Fannie and Freddie have a bit more of your labor. And in the end Fannie and Freddie -- who are actually the government -- have a whole pile of houses (property) back in their grasp. Bank robberies don't get any more pretty or well planned out than this --- sssssssssuckers!!!!