This sounds like a great idea until you think this thru more than one step ahead. When you do this you make the government the landlord. The landlord is responsible for paying property taxes, insurance on the property and repairs on the property.The landlord is also open to all sorts of legal actions from tenants with tenants rights and abuses. This will be another cash for clunkers bondoggle that the government hands the taxpayers the bill. There are so many places in this idea for abuse of the taxpayers money that it is unbelievable! It would be cheaper for the taxpayers to write off the mortgage and walk away. Would this only be offered to legal citizens and have "undocumented democrats" removed and deported? Could somebody please pay my taxes, insurance, and do repairs on my house or just write the mortgage and walk away?  Did Acorn come up with this idea? Ask questions! Question with boldness!