I produced the headline chart in Excel from a data download of the Fed's monthly Survey of Consumer Expectations.

Spending Projections

75% Percentile: 8.13%

Median: 3.08%

25% Percentile: 0.79%

The bottom wage earners barely expect to spend more a year from now. The top percentile fluctuates more, likely with sentiment towards the stock market.

The following charts are clipped straight from the report.