The overdue balance of consumer credit - e.g., credit cards, payroll loans, personal loans and auto loans - comprises 3.3% of the overall loan portfolio of private banks at the end of October, which stood at nearly 1.6 trillion pesos (US $87.4 billion). 

Banxico reported that the overdue portfolio in the credit card segment reached 16.944 billion pesos (US $929 million), which represented a slight decrease of 1.2 percent compared to the 17.1 billion pesos (US $934 million) reported in the same month of 2024. Total credit card delinquency represents 3.5% of the current portfolio, which reached 482.5 billion pesos (US $26.4 billion).