Executive Frame

For nearly two decades, the global payments system has relied almost entirely on debt-backed sovereign money and correspondent banking trust to conduct trade. That architecture is now fracturing under geopolitical strain, sanctions regimes, and capital controls. As settlement rails bifurcate along East-West lines, experiments are emerging to rebuild trust at the asset level rather than the sovereign balance-sheet level.

UNIT represents one of the clearest formal attempts to do precisely that: engineer a basket-backed, collateral-anchored settlement instrument intended specifically for wholesale, cross-border trade in a multipolar financial world.

"UNIT reflects the rise of collateral-anchored settlement instruments and the geopolitical bifurcation of global payments into bloc-based parallel monetary systems."