All that's happened, mainly, is a show of some recipients of government checks not receiving them. The money that finances these checks continues to be collected (via taxes) or created ex nihilo – via the "Fed," that entity that the banking cartel created to run the government.

People who work outside the government – who earn rather than take their living – cannot tell that the government has "shut down" because they are still having to pay the taxes that the government redistributes to those who take rather than earn their living; they are still having to comply with the laws and regulations imposed by the government. If the government had truly shut down, they would be free to do business – and to keep the earnings (all of them) generated by their labor.

All the "shut down" means to honest people is that the government bureaucracies they are forced to interact with may be closed for now – increasing the hassle for them in terms of securing the various required permissions and so forth. Maybe the access points to the parks and so on that the government (rather than the "public") owns are closed. This latter being a way to punish people who earn their living by denying them something the government forces them to finance even while it is closed to them.

The old wig-wearing white guys who conjured the Constitution had this idea that the federal government would be – effectively – shut down for months out of every year via Congress only being in session for some of the year. Politics wasn't supposed to be full-time, as employment. The idea was that people who earned their living would take a break from that and serve for short periods in office – then return to making an honest living – not "serve" for life. The federal government was supposed to be, in its original conception, a remote and almost abstract thing that involved itself almost not at all in the daily lives of the people. It was supposed to be constitutionally limited to such things as dealing with other countries as the agent of the states.

Except, of course, it wasn't really and that was on purpose. Alexander Hamilton was a lot of things but stupid he wasn't. Nor the other wig-wearing white guys who got together in secret and without any mandate from "the people" to replace the Articles of Confederation that did nicely limit the lawful power of the federal entity. Most of these wig-wearing white guys were lawyers and so conversant in the art of legalism – a form of secular Talmudism that relies upon the clever parsing of words to get around the plain meaning of words.