Now it's our time to strategically 'non-default' back on them, by quit paying this week! - Occupy Your Home And Regain Financial Independence
Here is a scenario that my friend Brian recently
Four years ago, Brian purchased his family's home for its
ridiculous, phony 'appraisal' of $350K.
Two months ago, Brian still had a burdensome $340,000 left on his
pretender-loan, against his severely upside down home, which, even if he could
sell it at current retail pricing, his home would maybe sell for $210K in today's bank-depressed market, with an
additional $20,000 in 'realty fees' losses.
Upside down and effectively bankrupt, just like Goldman Sachs, AIG, and
Government Motors were in 2008!
Brian researched and discovered he can now 'buy'; this
same-sized house or even floorplan down the street, through several available vacating
foreclosures ranging between
$87,000 to $142,000, down his street, or - even in a completely better
neighborhood. Sadly, many of these
foreclosed homes were completely abandoned vacant
by several families too tired, or too uninformed, not to get on Livinglies.wordpress.com
against the many
immoral bank wrongs foisted upon them.
BRIAN CLEARLY HAD TWO
1. To initially offer
his current pretender servicer bank
$32-55K, and 'settle' for $87K. Then use
a pre-arranged no-qualify PRIVATE 'hard
money' loan from a private lender, to payoff this final 'settlement'
amount. A much smaller $87K legal loan
is now on his house.
2. Brian identified
all the homes being abandoned in his neighborhood or even better
neighborhoods. Brian also watched for
'moving' yard sales. Out of American
moral decency, he tells them all first
about the many opportunities for resisting illegal foreclosure on Living
Lies. If his neighbors still
don't wish to resist corruption, and are moving out of town, back to mommy's
anyway, he then offers these former
neighbors, who are abandoning their pre-foreclosed
home, $1,000 cash for a quit claim
deed for all its alleged 'upside down' equity.
In other words, each of us have to be willing to 'Occupy our Freedoms'
and 'Occupy our home', or lose it to a non- owner bank anyway.
Then Brian moves in this new vacated home and then
immediately purchases and mails off the laymen
bank, orders the
for pre-discovery chain of title, then sues their
bank(s) for quiet title, and then
offers to aggressively
$56K, then actually ends up settling
bank for $87K with $3,000
down, with that bank causing 'rewriting' by replacing the null note and deed of
trust for $84K new note @2% within a tax-free court settlement, to wipe away
all the bank's civil illegalities. As
an intricate part of this 'settlement', the bank carries the alleged 'balance'
of this new note, no real qualifying, no silly, needless 'asset'
disclosures. Brian also demands this bank
buy him new title insurance (particularly against any pretender recorded
encumbrances)1; a court-settlement-agreed to NO deficiency; as well
as recorded bank indemnification
of Brian from any other claims from all comers,
BRIAN'S BIG RESULT:
Either way, whether within his old home, his new one, or
both, Brian has just wiped off $263K of principle debt OFF his life, which AT
INTEREST, over the next 30 years, his $263K would
have been about triple, or about $650,000
cash less to the pretender bank!
By saving $650,000 in this
two-step, strategic non-default, Brian
has just taken 20 years off his working life, even during one of the
greatest modern American depressions.
Brian can now pay off his new small $84K note off in about 10 lousy
years! Then, during the next 20
following years, Brian puts his entire former house payment amounts, into his hard-metal2
money retirement and new family adventures, and starts spending masses of more
fun time with his precious kids and smiling wifey.
Brian will have to earn wayless from now on, with his wife now
able to completely quit work and properly raise their kids - so now Brian will
now also be paying about $200K less
in Federal Reserve-interest, ie. 'income taxes' as well over those 30 years too3! Brian
has now decided to take his family on two
major 30-day vacations each year, and get his kids better private or home
schooling with all this extra time
and money4... His money. His
ALL JUST because Brian decided to
"strategically non-default" on his current pretender lender -
similarly as these same banks did to his countrymen and America in 2008!
To assist aggressive pre-settlement with the
scared-to-get-caught bank, Brian ordered the laymen
from LivingLies Store, specifically modified to that lender and
sent them to both his current bank, as well as, to the bank on his new
quitclaimed home. This gave both banks
many more valid reasons to settle, because each bank wanted to cover-up its
foreclosure and assignment frauds, and keep the OCC from finding out about
their continuing, non-stop violations of the OCC's April 2011 Consent Orders!
This entire time, even though Brian had quit paying both of
his pretender house 'payments', Brian was in "non-default", because
the pretender servicer bank was not
the real party in interest; and further, the loan's note and mortgage/deed of
trust were separated from each other, when securitized (tax-free) years ago,
making them null, per the often-cited
U.S. Supreme Court decision, Carpenter v.
The servicing bank wisely wanted to cover-up this nullity,
and they had already received yet another a taxpayer bailout6 for
all the investor losses they caused anyway, which further flagrantly violated
the 'Collateral Source' rule against Brian.
The ugly burden of American's financial-crime's depression,
now moved from Brian's family, over to the soulless 'United Banks of
America', where they belonged!
A win-win situation for Brian and America!
These rotten banks defaulted on our America in 2008, and
then received $16 Trillion+ in taxpayer-backed bailouts secured by 'taxes' upon
Brian's three jobs.
In contrast, like Brian, let's now mimic the bank's cunning
example - against them, and
strategically 'non-default' on them, by not paying them anymore, when we are
severely upside down.
We the People are too big to fail, not these Ponzi banks and
their fiat money.
As free-enterprise Americans, "Our word is good as our
bond". So, although we still pay
all our real debts that we borrow
from friends and people who actually
worked for the money they lent us
- we cannot, and should not, pay the bank's Ponzi-scheme pretender
non-worked-for created-out-of-thin-air 'debts' - 14,000 times bigger than
Bernie Madoff's schemes, to the tune of $705,000,000,000,000.00 Dollars3. Which is also 14 times bigger than the
world's entire money supply. Mission
impossible! Why even try?
Like Brian, quit paying, when you can save hundreds of
thousands of dollars in principle and interest over these next 30 years of your
Get a new life. ... Time for your family, friends, and your
PRE-NON-DEFAULT CHECKLIST: ü 1-20
Like Brian, are you 'upside down' more than a few thousand
dollars? Is there little or no
foreclosure deficiency in your state on your primary home? Then like Brian, it may make great sense to:
or transfer most of your non-exempt other assets like the congressmen, to
irrevocable trust(s) for the kids as beneficiaries when you pass. Take out all but a few $100 cash out of
banks and deposit accounts like CD's, 401K's, stocks, etc, so they can't
be electronically plucked from anyone.
Become an expert about your
state's thresholds of
non-deficiency, debt exemptions, and most importantly, your state's homestead exemption amounts. Get on the internet and study your
state. Quickly become an expert at these numbers, like the
banks, and able to repeat these in your sleep.
your lawyer or yourself purchase and send the laymen
letters to your banks. Put the
pretender servicer banks on notice, that you are onto their wrongful loan
servicing, foreclosure frauds, assignment frauds, etc. Brian believes every loan negotiation
with a bank should be done from an very aggressive legal-mitigation position for the pretender
bank. The bank needs to know they
done real wrong, and you now know it.
Greatly lowball bid the foreclosures in
neighborhoods you would like to live in. Start bids very low at
perhaps 20% of current
foreclosure value, say about $32K, then perhaps work up to $87K, in what was
once an old $350K neighborhood.
your credit is still good, use your current home as a new rental for
qualification, before you quit paying pretender payments on it. If your credit is bad, no problem. Skip this minor and unnecessary step #5.
your credit is not good, so what. Pre-arrange for a PRIVATE asset-only-based 'hard money' loan to accomplish the same lowball purchase, with a
considerably temporary higher interest rate, until you can refinance it
after two to three years. Be wise and avoid prepayment penalties that
persist over a year and other weird quirks. Unlike the last time you signed, read
and understand all of the fine
purchase - and prepare to move in your new same, or even better home!
quit paying your pretender lender on your old home, and save all the rent7 money for your future in gold and silver
coin. (Boycott the banks, don't put
it in there or they may sneakily attempt to back-charge or confiscate your
money, through their account-agreement's fine print).
and use LivingLies strategies as a part-time
job, to prolong the pretender's bank's fear of doing wrongful
foreclosure. Keep collecting
rents. Store all your rent
recoupment of your down payments and other misallocated payments in gold
and silver coins. Don't let the
bank get at them. Get good at
securely hiding them in various places, like your smart great-grandfather
did in the 1929 Depression, against his era's banking and political
evils. (same ones).
sue the pretenders for quiet title on your old home for nullity, or let
your old home go to a deserving needy homeless family for a few months,
under the Protecting Tenants at Foreclosure Act of 2009.
down with your family and strategize your new financial life together.
your closeness and dreams. As some
wise books say: "Make a Memory" with them! Lots of them - You have the time and
better schooling, even if you have to do it yourself. Teach, and keep your kids out of the
drafts for unconstitutional foreign wars, paid for with all this phony bank interest. Your kids and grandkids are worth more
than every 'leader's' temporal, turf-dominance power trips.
months of extra food for any future grocery store disruptions.
Teach your understanding, good-quality
friends how to do the same!
With this extra
time, let's all work to cancel
ALL bank residential mortgages in America for nullity and fraud. This effort is
also a major non-party political movement to preserve America by preserving families stability, by preserving their
real financial independence - completely divorced and independent of the
phony fiat financial system.3
also all work to completely replace our worthless fiat, Ponzi,
inflationary paper money, with gold and silver coin, as our Constitution
demands. Real slavery will never end, until we do.
rebuild our American character, financial independence, and fun times
then rebuild our American dream and liberty, as out founding fathers
created, not as 'interpreted' by the gird.
have nothing to lose, but our chains...
...and about 60 great vacations!
Print and reread this a few times over days, until you really start to understand it.
Freedom is not free.
Implementing Brian's strategy hard this year, will save
many of you 20-Years of Interest and Hard Work
Indict the Big Bankers With Your New-Found Financial
Freedom and Activism Today
1 Brian's new home-title here is actually fully valid,
because the pre-foreclosure actual
recorded owner quit claimed to Brian
for $1,000 consideration. Only
unresolved or phony liens of pretender banks are to be the resolved issue from
this point forward.
2 Precious Metals are real gold and real silver in
. Do not
get lazy, insecure, or greedy, and buy 'paper' gold. It is estimated there is a least 20 times of
phony bank 'paper' gold, than that which actually mined over entire history of
the earth. Take physical possession
simultaneously at purchase with green cash, and squirrel away within many
separate well-thought out holes. Do not store in banks. Thereby
resist later confiscation by corrupt political fads such as was done in
3 And you wonder
why the federal and most state governments are recklessly, desperately, and
artificially keeping 'home prices up' and covering
these bank crimes across the nation and world, over the last four years,
even though they've read and catalogued the masses of banker crimes on LivingLies
everyday! They all know what is going on
in every detail
. They are all a part of it, so the scam and
its huge revenue schemes from Brian's three jobs, won't lessen, till he
discovers his grave around age 85. Most
of the government, all of the Federal Reserve, Goldman Sachs, AIG, City of
London, Bohemian Grove, and all medium+-sized banks fully participate in this
financial criminal cover-up, day after day.
For you to attempt to pay off
their phony $705 Trillion in Derivatives bearing interest, you and your kids
will work 10,000 generations to pay it off!
Contrary to the history books, slavery has yet to end in this world.
The beginning of the 21st Century unfortunately is one of slavery, if
everyone doesn't pull a 'Brian'-type strategic non-default on them. All the work product of this entire world was
fraudulently and effectively bought' without
one-hour's real work, including all of your family's generations of toil by
writing the dollars to buy it on a piece of paper! Their debt is phony. Boycott all big banks and all their octopus's
tentacles, political and business.
5 Carpenter v.
U.S. 271, at 274 (1872). “The note and mortgage are inseparable; the former as essential, the latter as an
incident. An assignment of the note
carries the mortgage with it, while an assignment of the latter alone is
a nullity”. This major
black letter mortgage case has been used extensively by modern courts over the
last three years. Null means void.
7 Rents - you cannot pay rents to a non-real party in
interest pretender lender. They have no
legitimate claim to the mortgage contract
language out of a null mortgage/deed
of trust document. Summarily kick out
all your renters who attempt to misuse the bank's devious threat letters and
visits, not to pay you. Disclose the
unresolved dispute with the bank in your leases. Throughout the foreclosure process, you still
have at least full possessory
ownership, that you can rent out during
this possessory interest, even past foreclosure. The pretender bank can finally disclose the
real party in interest so you can see if their note and mortgage were separated
per Carpenter v. Longan. This would be the only party with a claim to
the Mortgage contract language.
'Possessory' legal definition at:
and his wife now hang out with her kids regularly, "making
memories". Her kids are still
wondering how they escaped that windowless 12-year prison. Brian's wife now
donates 6 hours on various weeks to her favorite charity, as she no longer has
to work. She also helps out LivingLies.wordpress.com
emailing it to all her friends, and volunteers for other real freedom causes
with some of her free time! She even had
time to make a small backyard garden for self-reliance. Mission accomplished!
Closely-related videos and
Note - Do NOT try Brian's
approach on private, non-securitized,
or non bank-fractional-reserve mortgages.
For free enterprise capitalism
to survive (in contrast to misnamed, monopolistic 'capitalism'), our private
word needs to be good as our bond,- If
in trouble, attempt to settle or bankrupt honorably
with innocent non-federal-reserve private creditors. Save America's non-bank-tied markets from
corruption and default.
article, save in your Documents, and retain for regular instructional
reference. You can do it!
Enjoy this article?!? Please take 2 minutes and email it, or its
link, to several hungry friends.
'Copyright 2011. All Rights Reserved.'
Lobbyists Have Wrote US Laws That Have Set Up The Biggest Robbery In World History
You read a lot about the enormous
transnational casino called "derivatives" on FreedomsPhoenix, but did
you know that the banks invented a special "Chapter 15" bankruptcy
process in 2005 that is only for "international financial institutions",
and allows them to pay off the derivative gambling debts FIRST before