Doesn't anyone see that the continuance of low interest rates doesn't mean a tinker's damn to a population of people who don't have any money and even less credit? It doesn't matter if houses are $1,000 each if you can't get a loan or only have $500, except if your one of the wealthy and connected money changers and can pick and chose the choicest properties, at such bargain prices. (Can anyone say, "trickle-up" economics?)